These are three of many different unfortunate banking incidents that can occur when you're a victim of check fraud - when a thief forges your endorsement signature in order to receive a check payment. Someone cashes a check made out to you by forging your signature - relieving you of a substantial payment. Your checkbook goes missing, and then later your bank statement says you bought a Porsche.
The places that you have grown comfortable with are the same places that are vulnerable to identity theft.Your paycheck is stolen out of your mailbox. Q: How did they (the identity thief) get my information?Ī: Social Security numbers can be obtained from your place of employment, your doctor’s office, the mortgage company that processed your loan, and many other places. The account holder must provide an Affidavit of Forgery for each forged or counterfeited item. However, the United States Postal Inspection Service has jurisdiction for investigating mail thefts.Ī: An Affidavit of Forgery is a notarized, sworn statement, attesting that the signature appearing on it is indeed a forgery. (I ordered checks, but they never came, or my new credit card never arrived.) Can I file a police report?Ī: Yes, a police report can be filed. Q: My checks or credit cards were stolen from the mail. The counterfeit identification will often contain either fictitious information or another person’s information. Why is that information insufficient to establish the individual’s identity?Ī: Individuals involved in fraudulent activities will assume stolen or counterfeit identities when negotiating forged checks.
#Someone stole my checkbook License number
Q: The person who forged my checks driver’s license number was written on the checks. Provide the business with a copy of your police report and an Affidavit of Forgery. What should I do?Ī: Advise the business that the transactions involved were fraudulent and encourage the business to file an incident report with the police. Q: I received notices from businesses demanding payment of returned checks I did not write. The bank should return the check to the business that accepted the check. Take the checks to your bank along with a copy of your police report, and complete an Affidavit of Forgery for each check. What should I do?Ī: File a police report for the theft of the check, if you haven’t already done so. I did not write these checks, nor did I authorize these checks to be written. Q: I received cancelled checks from my bank. You are now an Identity Theft victim and should file an Identity Theft incident report, and follow the instructions outlined above. Your identity has been compromised when your social security number has been used to establish credit. Third, if your stolen checks are being used, complete an Affidavit of Forgery at your bank, and advise the business that the transactions involved were fraudulent and encourage the business to file an incident report with the police. It is not necessary for you to file a second incident report.įourth, if your stolen credit card is used to make a purchase, then the business accepting the credit card is responsible for filing an incident report with the police. It is not necessary for you to file a second incident report.įifth. Also, notify the check-processing companies listed above regarding stolen checks or check fraud. Second, report the theft of your checks and credit cards to your bank or other financial institution.
#Someone stole my checkbook driver
What should I do if someone uses my stolen checks, credit cards, or establish credit using my name and social security number?Ī: First, contact the Auto Theft Bureau and make sure the items (checkbook, social security card, driver license, and credit cards) are listed on the Theft from a Motor Vehicle incident report. Q: My vehicle was broken into and my wallet, checkbook, social security card, driver license, and credit cards were stolen.
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